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Hazardous toys to avoid

Despite progress in recent years, some toys and children’s products still have the potential to cause harm. Depending on the materials used and the quality and nature of the product itself, the risks for children posed by toys and other products range from choking on small parts to suffering from dangerous chemical reactions in the body. In extreme cases, the consequences can be fatal.

Letter Opposing S2155 In Senate Banking Committee

Tomorrow the Senate Banking Committee will begin and likely complete a markup vote of S2155, the Economic Growth, Regulatory Relief and Consumer Protection Act. Our opposition letter is attached and available for download. While the bill does not take a bludgeon to consumer protection, as the Financial Choice Act passed by the full House does, it does dramatically reduce protections for consumers in the mortgage marketplace while eliminating prudential safeguards applicable to many super-regional banks. Banks of that size were prominent in the financial crisis of 2008.

U.S. PIRG Senate Floor Letter Opposing Bank Deregulation Bill S2155

This week, the Senate will consider S2155 on the floor. The bi-partisan bill led by Mike Crapo (ID) and Mark Warner (VA) rolls back big bank safety and soundness rules and exempts 85% of all banks from compliance with laws protecting consumers from mortgage fraud, racial discrimination and other consumer protections. In an effort to supposedly balance the bill's deregulatory bent, it includes a weak free credit freeze provision that preempts stronger state law efforts. 

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Group Letter To Congress On Credit Scoring

Letter from U.S. PIRG and other groups making it clear that their general letter on credit scoring competition, sent to Federal Housing Finance Agency director Mel Watt in 2014, did not mean that they supported inclusion of Section 310, a credit scoring amendment backed by the Big 3 credit bureaus, into S2155, the sweeping bank deregulation package in 2018, nor that it meant they supported the bill itself, which they all oppose.

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